Mortgage Made Better

Mortgage Made Better

Editorial Policy

At Mortgage Made Better, all content is written and reviewed by Suganthan Thavarajasingam — a licensed Mortgage Broker and former Editor of Bucks, a Toronto-based print financial magazine.

Suganthan's background in financial publishing means every article on this site is held to the same editorial standards as professional financial media — accurate, balanced, clearly sourced, and written with the reader's best interests in mind.

Content is reviewed for accuracy before publication and updated regularly to reflect changes in mortgage rates, lender policies, and Canadian lending regulations.

We do not accept payment for editorial coverage. All content reflects independent professional judgment based on Suganthan's dual expertise in financial journalism and mortgage brokerage.

Our Editorial Standards

  • Accuracy: All mortgage rates, policy information, and lending guidelines are verified against current lender guidelines and OSFI regulations before publication.
  • Independence: Editorial decisions are made solely on the basis of reader value. No lender, partner, or advertiser influences article content.
  • Clarity: Complex mortgage concepts are explained in plain language so that Canadians at every stage of homeownership can make informed decisions.
  • Currency: Articles are reviewed and updated whenever material changes occur — including rate changes, stress test thresholds, and policy updates from CMHC, OSFI, or the Bank of Canada.
  • Transparency: Where estimates, calculations, or projections are presented, assumptions are clearly disclosed. Calculators are provided for illustrative purposes only.

About Our Author

Suganthan Thavarajasingam brings a rare combination of credentials to mortgage content: hands-on brokerage experience across Toronto and the GTA, and a background as a print financial editor. Before entering mortgage brokerage, he served as Editor of Bucks, a Toronto-based financial magazine focused on personal finance for Canadian readers. That editorial foundation shapes every piece of content on this site.

Corrections & Updates

If you believe any content on this site contains an error or is out of date, please contact us at info@mortgagemadebetter.com. We take corrections seriously and will review and update content promptly.

Disclaimer

Content on this site is for informational purposes only and does not constitute financial, legal, or professional advice. Mortgage rates, products, and approvals are subject to change without notice and are dependent on credit approval, income verification, and lender criteria. Always speak with a licensed mortgage professional about your specific situation.

Disclaimer

The information provided on this website is for general informational and illustrative purposes only and should not be considered financial, legal, or professional advice. Mortgage calculators are intended for demonstration purposes only and do not guarantee loan approval or reflect actual rates or terms.

Specific terms and conditions may apply. Mortgage rates, products, and approvals are subject to change without notice and are dependent on credit approval, income verification, and lender criteria. *Rates are subject to change without notice. O.A.C. (On Approved Credit). Certain conditions apply.

We strongly recommend speaking with a licensed mortgage agent or broker to receive personalized advice based on your unique financial situation.

Mortgage Made Better Inc. is a licensed mortgage brokerage in Ontario, License #13747. 11 Progress Ave Unit 5, Toronto ON M1P 4S7.

© 2026 Mortgage Made Better. All rights reserved.

Rate updated: March 31st 2026, Rate may change without notice.