Debt Consolidation Calculator
Discover how consolidating high-interest debts into your mortgage can save you money every month and accelerate your path to financial freedom.
Section 1 — Current Mortgage
$
CA$3,612
Section 2 — Other Debts
Car Loan
$
$
Personal Loan
$
$
Credit Cards
$
$
Line of Credit
$
$
Section 3 — New Mortgage (After Consolidation)
CA$0
$
CA$600,000
Results Card 1 — Monthly Cash Flow
Current Total Monthly Payments
CA$3,612
Mortgage CA$3,612 + Other debts CA$0
After Consolidation
CA$2,861
New single mortgage payment
Monthly Savings
CA$751
Accelerate payoff and save even more on interest
Results Card 2 — Term Snapshot
Term Length
5 years
Balance (Base)
CA$542,597
Balance (Reinvest)
CA$492,843
Interest Saved
CA$4,716
Results Card 3 — If You Change Nothing
Remaining Balance After 5 Years (No Consolidation)
CA$550,266
This is how much debt you'll still owe if you continue with current minimum payments
Results Card 4 — Summary
Total Monthly Savings
CA$751
Interest Saved (Full Amortization)
CA$155,419
Assumes monthly compounding and level payments. For guidance only — not a commitment to lend. O.A.C. Rates and terms subject to change.
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