Over $1 billion in mortgages funded
Over $1 billion in mortgages funded
Mortgage Made Better
Expert Mortgage Solutions Across Toronto, Markham, York Region, Durham & Peel
Finding the right mortgage shouldn't feel overwhelming. At Mortgage Made Better®, we help you qualify with ease — even if you're self-employed, refinancing, consolidating debt, or looking for flexible private lending options. Our mission is simple: better rates, better service, better outcomes.
Maximum Mortgage Calculator
Calculator
Maximum Purchase Price
$882,000
Maximum Mortgage
$705,600
Down Payment (20%)
$176,400
Total Monthly Payment
$4,111
Today's Best Rates
Simple low rates and flexible options for every situation.
Prime Rate
4.45%
BOC Rate 2.25%
Variable Rate
3.54%
Prime minus 0.91%, Insured
5 Year Fixed
3.94%
Insured/insurable
Rate updated: November 18th 2025, Rate may change without notice.
Maximum Mortgage Calculator
Calculator
Maximum Purchase Price
$882,000
Maximum Mortgage
$705,600
Down Payment (20%)
$176,400
Total Monthly Payment
$4,111
Get Approved with Confidence
Whether you're buying your first home, upgrading, refinancing, or investing, we provide fast, tailored mortgage solutions with access to 50+ lenders — banks, credit unions, B-lenders, and private lenders.
Residential Mortgages
From first-time buyers to upgrading homes, we provide tailored financing solutions that fit your lifestyle and long-term goals.
Commercial & Mixed-Use Mortgages
Smart financing for income-producing and business-focused properties - from plaza units to multi-residential buildings.
Rate Guarantee Programs
Lock in a competitive rate while you shop, protect yourself from market fluctuations, and stress less during the mortgage process.
Personal Service. Better Experience.
Dedicated support from application through to closing and beyond - because better is not just a word, it's an experience.
Today's Best Rates
Getting a mortgage shouldn't be complicated. We make it easy with simple low rates and flexible options, even if you don't have traditional income or perfect credit.
Prime Rate
4.45%
BOC Rate 2.25%
Variable Rate
3.54%
Prime minus 0.91%, Insured
5 Year Fixed
3.94%
Insured/insurable
Rate updated: November 18th 2025, Rate may change without notice.
Top Mortgage Services We Specialize In
From self-employed mortgages to private lending, we've got you covered across all of Toronto, Markham, York Region, Durham & Peel.
Self-Employed Mortgages
Designed for entrepreneurs, contractors, gig workers & business owners.
Proving income with T4s or financial statements isn't always easy. We work with lenders who understand business-for-self clients and offer programs based on bank statements, gross revenue, business deposits, and stated income programs.
Get approved even if your taxable income is low.
Learn More →Mortgage Refinance
Lower your payments, access equity, or secure a better rate.
We help homeowners refinance to pay off high-interest debt, lower monthly payments, access cash for renovations or investments, and renew early to lock in better rates.
Get a new mortgage that truly fits your life.
Learn More →Debt Consolidation Mortgages
Turn multiple debts into one low monthly payment.
If you're carrying credit card balances, CRA debt, lines of credit, or personal loans — we can consolidate everything into one affordable mortgage. Lower monthly payments, reduce interest costs, and simplify your finances.
Finally breathe again with one predictable payment.
Learn More →Construction & Renovation Financing
From custom builds to large renovations — we secure the right financing.
We specialize in custom homes, major renovations, land financing, draw mortgages, and rebuilds & additions. Build with confidence using flexible construction financing.
Fund your build in stages with competitive rates.
Learn More →Private Mortgages
Fast approvals for urgent situations or unique income profiles.
Private lending is ideal if you need fast closing, low documentation, short-term solutions, equity-based approvals, or bridge financing. Our private lenders offer competitive rates with flexible terms that traditional banks can't provide.
Get approved when banks say no.
Learn More →Why Choose Mortgage Made Better®?
- ✓Access to 50+ Lenders
- ✓Specialized in Complex Files
- ✓24-Hour Pre-Approvals
- ✓No Cost to You
- ✓Local GTA Expertise
Our Trusted Partners
Our partnerships allow us to offer diverse and flexible financing — traditional, alternative, and everything in between.
Ready to Get Started?
Join thousands of satisfied clients who have trusted us with their mortgage needs. Our expert team is ready to guide you every step of the way.